We’re excited to host the next session of our FinTechFactory Lunchtime Series with
“fIDent : Credit You Can Carry”
Date: 31 October, 2025 (Friday)
Time: 03:00 PM to 04:00 PM SGT
Presenters: Aniroodh Chaudhary, Arnav Jhajharia – NUS undergrad students
This session explores the emergence of fIDent as a reimagined framework for financial identity in the global gig economy. Amid rising demands for credit inclusion, fragmented KYC systems, and opaque data portability, fIDent proposes a unified, blockchain-anchored “financial passport” that travels with the worker across platforms and borders. Through a synthesis of behavioral analytics, open-finance integrations, and verifiable identity layers, the study examines how decentralized credentials can bridge the trust gap between informal earners and formal lenders. It probes key tensions—between privacy and transparency, decentralization and compliance, innovation and regulation—and situates fIDent within the broader evolution of digital identity infrastructure. Ultimately, the work envisions a more interoperable and equitable financial architecture where reputation, not paperwork, powers access.
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