Blog
Here are some opinion articles written by us at NUS FinTech Lab
To attract VCs’ attention, should startups go with crowdfunding or angel investing?
Roughly a decade ago, there was a big shake-up to the startup world. Entrepreneurs looking to fund their latest business venture no longer had to …
Why did MAS impose additional regulatory capital requirements on DBS?
Summary: In May 2023, MAS ordered DBS to set aside additional regulatory capital, in response to disruptions to the lender’s digital banking and ATM services. …
Navigating the Fintech Frontier: Unraveling the Challenges Confronting Digital Banks in Singapore
In recent years, #digitalisation has been the talk of the town as financial services firms seek to differentiate themselves and meet evolving customer demands. Traditional …
What makes Singapore ASEAN’s Fintech Hub?
With a steady stream of investments pouring in, Singapore is solidifying its position as the financial technology (fintech) hub of Southeast Asia. The government has …
What does the collapse of Silicon Valley Bank mean for Fintech?
Summary: Even if you live under a rock, you have probably heard of the abbreviation SVB by now. The collapse of Silicon Valley Bank has …
Dragon’s Quest: A look into Chinese Investments in ASEAN’s Fintech Industry
In recent years, #China has been developing at an unprecedented speed. As the world’s 2nd largest economy with a GDP growth averaging 9% from 1989 …
Shoot for the Stars or Settle for the Moon?
The launch of ChatGPT has taken the world by storm, reaching a hundred million users a mere two months after its launch. In the process, …
What is Payment for Order Flow and Why is the SEC Looking to Regulate It?
Individual investors banded together on the subreddit thread r/wallstreetbets and egged each other on to buy shares in the company GameStop. Why? To “squeeze” a …
Let’s Not Learn the Wrong Lessons from What Happened at CNET
One article on CNET, the American website that covers and reviews technology and consumer electronics, was titled “What is a credit card?”. Another was titled …
Moving towards Harmless AI – the Future of Fintech
There are many reservations about the use of AI by dominant institutions and companies – namely, the lack of transparency and the potential for discrimination. …
Singapore’s Payments Industry: The Way Forward in 2023
According to #PwC, 31% of Singapore’s Fintech firm provides payment services, making payments the largest subsector in Fintech. What are some of the most commonly …
Predicting Consumer Choices from Eye Tracking Data
This morning at the Department of Information Systems and Analytics Seminar, Alex Tuzhilin (NYU) on his recent work entitled “Predicting Consumer Choice from Raw Eye-Movement …
What are Stablecoins and Why are Governments Pushing to Regulate Them?
The Hong Kong Monetary Authority (HKMA), Hong Kong’s central bank, announced that it is pressing ahead with the regulation of stablecoins, unveiling a slew of …
Bondee Revises Privacy Policy after Backlash Against NFT Plans
Feb 7, 2023 – Bondee, the latest social networking app, has come under fire for previous mentions of NFTs and a blockchain wallet in its …
Identifying Scams in Crypto – How Do We Detect and Counteract Them?
Be Alert Against Scams! In the past decade, more and more people have become interested in cryptocurrency and the digital assets associated with it. While …