Blog
Here are some opinion articles written by us at NUS FinTech Lab
The Dollar’s Decline
June 24, 2025
On April 2—“Liberation Day”—the Trump administration announced a series of tariffs aimed at boosting U.S. economic competitiveness. The move, however, simultaneously weakened the U.S. dollar, ...
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Is the Bybit $1.5B Hack Crypto’s Biggest Wake-Up Call?
April 17, 2025
Summary On 21 February 2025, Bybit cryptocurrency exchange suffered a record-breaking $1.5 billion Ethereum theft through sophisticated social engineering and manipulation of multi-signature smart contract ...
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Microsoft Outage: Rethinking Cybersecurity in Businesses and Banks
October 19, 2024
Summary The two Microsoft outages in July surprised the world, showing that even reliable software providers can face technical issues. These outages caused significant disruptions, ...
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Is Your Money Safe? Synapse’s Collapse and the Future of Digital Banking
September 21, 2024
Summary Synapse’s 2024 bankruptcy disrupted millions of users due to financial mismanagement and poor reconciliation of FBO accounts. The collapse exposed risks in third-party banking ...
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AI Frenzy: Are We in a Dot-Com Bubble Again?
August 12, 2024
Summary The recent AI surge has driven markets to new highs, with companies like NVIDIA leading the way. However, after AI stock prices dropped in ...
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How to use AI responsibly
July 15, 2024
Summary Generative AI (GenAI) promises revolutionary impacts on finance, from automating loan approvals to personalized investment advice. However, ensuring its benefits extend to all users ...
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Singapore Budget 2024: Fueling Innovation in Fintech and Startups
June 20, 2024
Summary Singapore’s Budget 2024, unveiled by Deputy Prime Minister Lawrence Wong, commits substantial investments to fintech growth, including S$2 billion for the Financial Sector Development ...
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Navigating the IPO landscape: Insights into Southeast Asia trends and Singapore’s tech appeal
June 5, 2024
Summary Singapore, renowned for its business-friendly environment, faces an enigma: its IPO market trails behind global and regional rivals despite its status as a premier ...
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Data Privacy in 2024: Balancing Innovation and Personal Security
May 22, 2024
Summary Discover how Singapore is combating the rise of deepfakes and enhancing digital trust through rigorous verification processes and innovative AI technologies. This article explores ...
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Harmonising with NFTs: Music’s Web3 Future?
May 15, 2024
Summary Ever wonder how our newest Web3 technologies could value-add to, or even transform, the music industry? Read on to discover how non-fungible tokens (NFTs) ...
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CBDCs: Pioneering the Future of Banking
April 17, 2024
Summary Explore the future of secure, efficient digital transactions as MAS launches its 2024 CBDC pilot. Discover how this initiative aims to enhance banking, foster ...
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Enhancing Consumer Protection: Singapore’s Crypto Regulatory Measures
March 15, 2024
Summary Despite its reputation as a global financial hub, Singapore’s cryptocurrency market faces a significant regulatory shift. This article explores why MAS’s new regulations aim ...
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To attract VCs’ attention, should startups go with crowdfunding or angel investing?
December 21, 2023
Roughly a decade ago, there was a big shake-up to the startup world. Entrepreneurs looking to fund their latest business venture no longer had to ...
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Why did MAS impose additional regulatory capital requirements on DBS?
October 13, 2023
Summary: In May 2023, MAS ordered DBS to set aside additional regulatory capital, in response to disruptions to the lender’s digital banking and ATM services. ...
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Navigating the Fintech Frontier: Unraveling the Challenges Confronting Digital Banks in Singapore
August 19, 2023
In recent years, #digitalisation has been the talk of the town as financial services firms seek to differentiate themselves and meet evolving customer demands. Traditional ...
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What makes Singapore ASEAN’s Fintech Hub?
June 19, 2023
With a steady stream of investments pouring in, Singapore is solidifying its position as the financial technology (fintech) hub of Southeast Asia. The government has ...
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What does the collapse of Silicon Valley Bank mean for Fintech?
June 14, 2023
Summary: Even if you live under a rock, you have probably heard of the abbreviation SVB by now. The collapse of Silicon Valley Bank has ...
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Dragon’s Quest: A look into Chinese Investments in ASEAN’s Fintech Industry
May 29, 2023
In recent years, #China has been developing at an unprecedented speed. As the world’s 2nd largest economy with a GDP growth averaging 9% from 1989 ...
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Shoot for the Stars or Settle for the Moon?
March 15, 2023
The launch of ChatGPT has taken the world by storm, reaching a hundred million users a mere two months after its launch. In the process, ...
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What is Payment for Order Flow and Why is the SEC Looking to Regulate It?
February 17, 2023
Individual investors banded together on the subreddit thread r/wallstreetbets and egged each other on to buy shares in the company GameStop. Why? To “squeeze” a ...
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Let’s Not Learn the Wrong Lessons from What Happened at CNET
February 15, 2023
One article on CNET, the American website that covers and reviews technology and consumer electronics, was titled “What is a credit card?”. Another was titled ...
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Moving towards Harmless AI – the Future of Fintech
February 10, 2023
There are many reservations about the use of AI by dominant institutions and companies – namely, the lack of transparency and the potential for discrimination. ...
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Singapore’s Payments Industry: The Way Forward in 2023
February 10, 2023
According to #PwC, 31% of Singapore’s Fintech firm provides payment services, making payments the largest subsector in Fintech. What are some of the most commonly ...
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Predicting Consumer Choices from Eye Tracking Data
February 10, 2023
This morning at the Department of Information Systems and Analytics Seminar, Alex Tuzhilin (NYU) on his recent work entitled “Predicting Consumer Choice from Raw Eye-Movement ...
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What are Stablecoins and Why are Governments Pushing to Regulate Them?
February 9, 2023
The Hong Kong Monetary Authority (HKMA), Hong Kong’s central bank, announced that it is pressing ahead with the regulation of stablecoins, unveiling a slew of ...
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Bondee Revises Privacy Policy after Backlash Against NFT Plans
February 7, 2023
Feb 7, 2023 – Bondee, the latest social networking app, has come under fire for previous mentions of NFTs and a blockchain wallet in its ...
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Identifying Scams in Crypto – How Do We Detect and Counteract Them?
February 1, 2023
Be Alert Against Scams! In the past decade, more and more people have become interested in cryptocurrency and the digital assets associated with it. While ...
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