EasyA x Ripple Apex Hackathon – the official hackathon of XRP Ledger Apex 2025 – took place from 7 June 2025 to 8 June 2025. It was launched in the heart of Singapore, hosted by EasyA together with Ripple Impact and Flowdesk, and is one of the most important developer events of 2025.
Hundreds of the world’s best developers were invited to launch the future of finance on the XRP Ledger. From groundbreaking FinTech apps to fully-blown DeFi applications, the next phase of the XRP Ledger begins to be built over the very special weekend.
Requirements
- Projects built on the XRP Ledger
- Awesome FinTech/Web3 ideas or businesses
- Developers excited about pursuing their projects longer-term beyond the hackathon
Submission
- Include a short description of your project (<300 chars)
- Link to your public GitHub repo
- Link to Canva used in your final presentation (including team slide)
XFund
by Ong Si Hui (Ariel), Intern of NUS FinTech Lab, and her teammates Sumit Sanjay Shinde and Brian Chua
XFund is a decentralized education funding platform my teammates built during the EasyA Hackathon. It connects students with corporate sponsors through blockchain, breaking down barriers posed by traditional loans and scholarships.
How it works:
- Companies sponsor tuition upfront, with students committing to work for them post-graduation—like a bonded scholarship.
- Transparent, on-chain contracts on the XRP Ledger via NFTs & escrow ensure trust and security.
- Students get more flexible funding options beyond government loans or banks, including private school & bootcamp learners.
Looking ahead, XFund plans to expand into:
- True loan models with repayment post-graduation
- Public scholarship listings for companies to reach students directly
- AI-powered risk assessment tools for smarter sponsorship decisions
MicroLoanX
by Donavon Wong, Brandon Cheong, Vince Chua, Felicia Z., and Naavya Sethi, students from NUS SoC
MicroLoanX is a decentralized microloan platform built on the XRP Ledger. It’s designed to provide pseudonymous access to credit for the unbanked—no traditional credit scores or KYC needed.
Instead of identity, trust is built via:
- Decentralized Identifiers (DIDs)
- On-chain reputation tied to loan performance
- Escrowed RLUSD loans to ensure secure, trustless repayments
Tech Stack & Key Features:
- XRPL’s native Escrow Objects for trustless fund locking
- RLUSD integration for stable-value lending
- xrpl.js (v4.2.5) to interact with the ledger
- Next.js + Tailwind CSS for a clean frontend
- Mock DID system and on-chain credit scoring prototype
We even got real-time RLUSD loans and repayments flowing on the XRPL testnet!