Blog
Here are some opinion articles written by us at NUS FinTech Lab.

The Dollar’s Decline
On April 2—“Liberation Day”—the Trump administration announced a series of tariffs aimed at boosting U.S. economic competitiveness. The move, however, simultaneously weakened the U.S. dollar, pushing it to a multi-year

Is the Bybit $1.5B Hack Crypto’s Biggest Wake-Up Call?
Summary On 21 February 2025, Bybit cryptocurrency exchange suffered a record-breaking $1.5 billion Ethereum theft through sophisticated social engineering and manipulation of multi-signature smart contract logic. The incident highlights critical

Microsoft Outage: Rethinking Cybersecurity in Businesses and Banks
Summary The two Microsoft outages in July surprised the world, showing that even reliable software providers can face technical issues. These outages caused significant disruptions, rendering computers and servers inoperable.

Is Your Money Safe? Synapse’s Collapse and the Future of Digital Banking
Summary Synapse’s 2024 bankruptcy disrupted millions of users due to financial mismanagement and poor reconciliation of FBO accounts. The collapse exposed risks in third-party banking services, including FDIC insurance limitations

AI Frenzy: Are We in a Dot-Com Bubble Again?
Summary The recent AI surge has driven markets to new highs, with companies like NVIDIA leading the way. However, after AI stock prices dropped in July and August, many are

How to use AI responsibly
Summary Generative AI (GenAI) promises revolutionary impacts on finance, from automating loan approvals to personalized investment advice. However, ensuring its benefits extend to all users necessitates diverse data training. This

Singapore Budget 2024: Fueling Innovation in Fintech and Startups
Summary Singapore’s Budget 2024, unveiled by Deputy Prime Minister Lawrence Wong, commits substantial investments to fintech growth, including S$2 billion for the Financial Sector Development Fund and S$3 billion for

Navigating the IPO landscape: Insights into Southeast Asia trends and Singapore’s tech appeal
Summary Singapore, renowned for its business-friendly environment, faces an enigma: its IPO market trails behind global and regional rivals despite its status as a premier business hub. This article delves

Data Privacy in 2024: Balancing Innovation and Personal Security
Summary Discover how Singapore is combating the rise of deepfakes and enhancing digital trust through rigorous verification processes and innovative AI technologies. This article explores the balance between privacy and
